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HealthHub AI
Navigate Your Healthcare Journey
Up to 4.8 million Americans could lose health insurance starting in 2026 if enhanced ACA subsidies expire. HealthHub AI uses artificial intelligence to help you find free and low-cost healthcare resources. This is educational information, not medical advice.
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4.8M
Americans losing coverage
16,200+
FQHC service sites nationwide
Low-Cost
Telehealth options available
Varies
Prescription savings by program
Healthcare Resources Directory
Comprehensive database of 32+ free and low-cost healthcare resources. No insurance required.
📥 Download Resource Guides
Printable one-page guides for offline use. Perfect for community health workers and resource centers.
Medicaid
Free or low-cost health coverage for low-income adults, families, children, pregnant individuals, and people with disabilities. Covers 79 million Americans nationwide.
Free to low-cost
Based on income and family size
Last verified: 2026-03-01
Children's Health Insurance Program (CHIP)
Coverage for children in families that earn too much for Medicaid but can't afford private insurance. Covers 7+ million people.
Free to low-cost
Children in qualifying families
Last verified: 2026-03-01
ACA Marketplace
Health insurance plans with income-based subsidies. Many find plans for $10 or less per month with premium tax credits.
Varies with subsidies
All U.S. residents
Last verified: 2026-03-01
Medicare with Extra Help
Part D low-income subsidy helping with prescription costs. Most pay no premiums, no deductible, and $4.90-$12.15 per prescription.
$0 premiums for most
Medicare enrollees with limited income
Last verified: 2026-03-01
Federally Qualified Health Centers (FQHCs)
Approximately 1,400 health centers operating 16,200+ service sites nationwide offering primary, dental, and mental health services on a sliding fee scale based on your income.
Sliding scale
All uninsured welcome
Last verified: 2026-03-01
Direct Primary Care (DPC)
Monthly membership model ($50-$100/month) providing unlimited access to primary care physicians without insurance billing. Covers routine care, physicals, and chronic disease management.
$50-100/month
No insurance required
Last verified: 2026-03-01
DPC Mapper - Find Direct Primary Care
Interactive map to find Direct Primary Care practices near you. Search by location to discover membership-based primary care options.
Varies by practice
Open to all
Last verified: 2026-03-01
GoodRx Prescription Discounts
Free discount cards for prescription savings at 70,000+ U.S. pharmacies. Savings vary by medication and pharmacy. No insurance or fees required. Compare prices instantly.
Free
Everyone
Last verified: 2026-03-01
RxSaver by RetailMeNot
Free prescription coupons and price comparison tool. Savings vary by medication and pharmacy. Works at participating pharmacies nationwide.
Free
Everyone
Last verified: 2026-03-01
Dispensary of Hope
Free medications for chronic conditions (diabetes, high blood pressure, mental health) distributed through 277 clinics in 38 states. Medications donated by pharmaceutical companies.
Free
Uninsured, income <300% FPL
Last verified: 2026-03-01
NeedyMeds
Comprehensive database of patient assistance programs, coupons, and cost-saving programs. Search by medication name to find help paying for prescriptions.
Free resource
Varies by program
Last verified: 2026-03-01
RxAssist
Extensive directory of pharmaceutical patient assistance programs. Helps patients obtain free or low-cost medications from manufacturers.
Free resource
Varies by program
Last verified: 2026-03-01
PAN Foundation
Provides financial assistance for out-of-pocket costs for life-threatening, chronic, and rare diseases. Helps with medication copays and treatment costs.
Free assistance
Varies by disease fund
Last verified: 2026-03-01
Partnership for Prescription Assistance
Connects qualifying patients to over 475 public and private assistance programs, including 200+ programs offered by pharmaceutical companies.
Free resource
Varies by program
Last verified: 2026-03-01
Free & Charitable Clinics (NAFC)
Network of clinics nationwide providing free medical care and medications to medically underserved populations. Use their Find a Clinic tool to locate services near you.
Free
Uninsured/underinsured
Last verified: 2026-03-01
Rural Health Clinics
4,500+ clinics providing primary and preventive care in rural areas. Serve Medicare, Medicaid, and uninsured patients.
Varies
All patients
Last verified: 2026-03-01
Community Health Centers
Search for community health centers that provide comprehensive primary care services regardless of ability to pay. Services include medical, dental, and behavioral health.
Sliding scale
All welcome
Last verified: 2026-03-01
GoodRx Care Telehealth
Online medical visits with U.S. licensed healthcare providers. Pricing varies by provider and visit type. Treats common conditions like UTIs, cold/flu, allergies. No insurance necessary.
Varies by provider
No insurance required
Last verified: 2026-03-01
Teladoc Health
Virtual healthcare without insurance. Pricing varies by visit type. 24/7 access to board-certified doctors. Check current rates on their website.
Varies by visit type
No insurance required
Last verified: 2026-03-01
Doctor On Demand
Online doctor visits for medical and mental health care. $99 for 15-minute medical consultation without insurance. Video visits with licensed physicians.
$99 per 15-min visit
No insurance required
Last verified: 2026-03-01
CVS MinuteClinic Virtual Care
Affordable self-pay telehealth options. Video visits with nurse practitioners and physician assistants for common health concerns.
Affordable self-pay
No insurance required
Last verified: 2026-03-01
Amazon One Medical
24/7 on-demand virtual care for quick treatment of common conditions. Major insurance accepted for in-office and remote visits.
Varies
Insurance or self-pay
Last verified: 2026-03-01
Hospital Financial Assistance Programs (Dollar For)
Nonprofit that helps you apply for hospital charity care. Most hospitals offer discounts or bill forgiveness based on income. A $15,000 bill could become $150 or even $0. Free application help.
Free assistance
Based on income
Last verified: 2026-03-01
Healthcare Navigators
Free help from trained experts to understand options and enroll in health coverage. Find navigators through the ACA Marketplace or local community organizations.
Free
Everyone
Last verified: 2026-03-01
Patient Advocate Foundation
Provides case management services and financial aid to patients with chronic, life-threatening, and debilitating illnesses. Helps with insurance appeals and medical debt.
Free services
Patients with serious illness
Last verified: 2026-03-01
HealthWell Foundation
Provides financial assistance to cover copayments, premiums, coinsurance, and deductibles for medications and treatments. Focus on chronic and life-altering diseases.
Free assistance
Varies by disease fund
Last verified: 2026-03-01
RIP Medical Debt
Nonprofit that buys and forgives medical debt for people earning less than 4x the federal poverty level or whose debts are 5% or more of annual income. No application needed—they identify and forgive debt automatically.
Free (no application)
Low-income with medical debt
Last verified: 2026-03-01
211 Helpline
Free and confidential service connecting people to local health and human services 24/7. Dial 211 or visit website to find financial assistance, food banks, housing help, and healthcare resources in your area.
Free
Everyone
Last verified: 2026-03-01
Costco Pharmacy (No Membership Required)
Costco pharmacies offer low prescription prices and you don't need a membership to use them. Often cheaper than using discount cards. Call ahead to compare prices.
Varies (often lowest)
Everyone (no membership needed)
Last verified: 2026-03-01
Mark Cuban Cost Plus Drug Company
Online pharmacy offering generic medications at transparent, low prices (cost + 15% + $5 shipping). No insurance needed. Significant savings on many common medications.
Transparent pricing
Everyone
Last verified: 2026-03-01
Planned Parenthood Health Centers
Provides affordable primary care, reproductive health services, STI testing, cancer screenings, and more. Sliding scale fees based on income. Many services available regardless of ability to pay.
Sliding scale
Everyone
Last verified: 2026-03-01
Public Health Departments
Local health departments offer immunizations, STI testing, TB screening, family planning, and sometimes primary care services at low or no cost. Services vary by county.
Free to low-cost
Everyone
Last verified: 2026-03-01
Additional Support & Advocacy
Find Local Help
Healthcare navigators and community health workers provide free assistance with enrollment and finding local resources.
- •Safety net hospitals provide care regardless of insurance status
- •Rural health clinics serve Medicare, Medicaid, and uninsured patients
- •Hospital financial assistance programs can reduce or eliminate bills
- •Community health workers help navigate the healthcare system
Advocacy & Policy
Healthcare access is shaped not only by individual circumstances, but by state-level policy decisions that affect coverage options for millions of people. Understanding these policies helps communities navigate resources and participate in the systems that influence access.
- •10 states have not expanded Medicaid, leaving an estimated 1.4 million people without affordable coverage options
- •Uninsured rates are significantly higher in non-expansion states (about 14.1%) compared to expansion states (about 7.6%)
- •Some individuals choose to engage with state representatives to share how coverage policies affect their communities
- •Others follow or support organizations that research, monitor, and work to improve healthcare access
Frequently Asked Questions
Common Questions
Get answers to the most frequently asked questions about using HealthHub AI